Disclaimer

1. Informational Purpose Only

All content on this website is provided for general informational and educational purposes. Content may include market observations, examples, estimates, and simplified explanations intended to support understanding of financial products. Such information does not constitute legal advice, tax advice, accounting advice, investment advice, or personalized financial advice.

You should evaluate your own circumstances and consult qualified professionals where personalized advice is required before making financial commitments.

2. No Lending, Issuing, or Underwriting Activity

LOANS BY KRADEVIC LLC is not a lender, not a loan servicer, not a credit card issuer, and does not make final credit decisions. We do not guarantee approval, pricing, product availability, funding timelines, or specific outcomes.

Any final transaction is between you and the provider. Provider contracts, disclosures, and policies govern the legal relationship for that product.

3. Offer Data, Rates, and Terms

Rates, fees, terms, and product conditions shown on this website may change without notice and may vary by jurisdiction, profile, loan amount, term selection, and provider underwriting criteria. Displayed examples are not a binding offer or commitment to lend.

Users are responsible for reviewing final provider disclosures and verifying all terms before acceptance.

4. Third-Party Links and External Content

This website may link to third-party websites, forms, systems, and resources. We do not control third-party content, policies, availability, security posture, or legal compliance practices. Access to third-party resources is at your own risk.

We disclaim liability arising from third-party services, including provider actions, outages, disclosure changes, contract enforcement, or support outcomes.

5. Accuracy, Completeness, and Availability

While we make reasonable efforts to maintain accurate and current content, we do not warrant that all information is complete, error-free, uninterrupted, or suitable for a specific purpose. Technical limitations, data latency, and provider-side updates may affect displayed information.

We may modify, suspend, or discontinue any feature, page, or integration at any time without prior notice, subject to legal requirements.

6. No Warranty; Limitation of Liability

To the fullest extent permitted by law, this website and all related content are provided "as is" and "as available," without express or implied warranties, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

To the fullest extent permitted by law, LOANS BY KRADEVIC LLC and related parties are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, including lost profits, lost data, business interruption, or reliance-related losses arising from website use.

7. Consumer Responsibility and Risk Awareness

Borrowing and credit use involve financial risk, including repayment obligations, interest cost accumulation, late fee exposure, score impact from hard inquiries, and potential collection outcomes on delinquent accounts. Users are responsible for assessing affordability and legal obligations before accepting any offer.

Where available, we encourage comparison of total repayment amount, APR, fee structure, and servicing terms, rather than reliance on a single headline metric.

8. Regulatory and Jurisdictional Limitations

Products and services referenced may not be available in all jurisdictions. Nothing on this website constitutes an offer where prohibited by law. Applicable law may provide non-waivable rights that supersede portions of this Disclaimer; in such cases, mandatory law controls.

9. Intellectual Property and Authorized Use

Content, branding, text, and visual assets are protected by applicable intellectual property laws and may not be copied, distributed, or commercially exploited without prior written authorization, except as permitted by law.

10. Contact and Version Information

Questions regarding this Disclaimer may be directed to support@loansbykradevic.com, (970) 406-7881, or 12029 W Center Ave, Lakewood, CO 80228-2901. Current Version: v1.0. Effective Date: April 24, 2026. We may update this Disclaimer periodically; updates are effective upon publication unless otherwise stated.